HEALTH INSURANCE PRODUCTS
There are a variety of health insurance products to choose from
HMOs give you a local network of participating doctors, hospitals, and other health care professionals and facilities that you are required to choose from.
An EPO offers you a network of participating providers to choose from. Most EPO plans do not include coverage for out-of-network care except in the case of an emergency.
Point of service plans combine features of HMO and PPO plans. The provider network is typically smaller than a PPO plan and the costs for in-network care are typically lower, like an HMO.
PPOs typically offer you a large network of participating providers so you have a lot of doctors, hospitals, and other health care professionals and facilities to choose from
What types of health insurance are best for me?